Loan Underwriter

Yinshan Lending Inc.

$266-355[Bulanan]
Di tempat - Paranaque<1 Tahun KedaluwarsaSMA/SMAPenuh waktu
Bagikan

Deskripsi Pekerjaan

Keuntungan

  • Penghargaan Karyawan

    Bonus Kinerja, Insentif

  • Manfaat yang Diamanatkan Pemerintah

    Gaji Bulan ke-13, Dana Pag-Ibig, Kesehatan Phil

Keterangan

The Underwriting Specialist will be responsible for evaluating and assessing risks associated with insurance policies, loans, or other financial products. This role requires analyzing data, reviewing applications, and making informed decisions to determine the level of risk and appropriate terms for clients.


  • Risk Assessment: Analyze and evaluate insurance applications, loan applications, or financial product proposals to determine the risk involved.
  • Policy Evaluation: Review client information, such as credit scores, financial statements, and other relevant documents, to assess the level of risk.
  • Decision Making: Make underwriting decisions based on established guidelines and standards, ensuring a balanced approach between risk and profitability.
  • Responsibilities and Duties: Review loan applications, assess creditworthiness, ensure compliance with regulations, liaise with applicants, and recommend loan approval or denial
  • Documentation: Prepare detailed reports and documentation outlining the underwriting decisions, including justifications and recommendations.
  • Compliance: Ensure that all underwriting decisions comply with legal and regulatory requirements.
  • Client Interaction: Communicate with clients, agents, or brokers to gather additional information or clarify discrepancies in applications.
  • Continuous Improvement: Stay updated with industry trends, regulatory changes, and best practices in underwriting to improve decision-making processes.
  • Collaboration: Work closely with other departments, such as Claims, Legal, and Sales, to ensure a comprehensive understanding of client needs and risk factors.
  • Data Analysis: Utilize underwriting software and tools to analyze data and make informed decisions.

Persyaratan

  • Educational Qualifications: Minimum of a High/Senior High School degree; college degree preferred
  • Experience Level: Entry-level, less than 1 year required, preferably in financial services
  • Skills and Competencies: Proficient in credit underwriting, risk assessment, financial analysis, attention to detail, and decision-making
  • Working Conditions: Office environment, standard business hours, may require overtime during peak periods
  • Qualities and Traits: Analytical thinker, ethical judgment, excellent communication skills, and the ability to work under pressure
Penjaminan Kredit
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Mellanie Ballesteros

HR SpecialistYinshan Lending Inc.

Aktif dalam tiga hari

Lokasi Kerja

UNIT 807 TOWER 2 8TH FLOOR, Parañaque Integrated Terminal Exchange (PITx). Parañaque, Metro Manila, Philippines

Diposting di 13 September 2024

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