Credit Underwriter

Top Bank Philippines

$343-514[Monthly]
On-site - Makati1-3 Yrs ExpDiplomaFull-time
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Job Description

Description

  • Evaluate credit applications and analyze financial documents.
  • Assess borrower creditworthiness and risk factors.
  • Ensure compliance with lending policies and regulations.
  • Collaborate with loan officers to finalize loan approvals.
  • Provide recommendations for loan modifications or rejections.
  • Maintain accurate records and documentation throughout the lending process.
  • Assess creditworthiness through evaluation of income documents, employment status, credit history, and other financial information.

Requirements

  • Educational Qualifications: A Diploma in Finance, Business Administration, or a related field is required.
  • Experience Level: Candidates should have 1-3 years of experience in loan underwriting or related fields.
  • Skills and Competencies: Proficiency in due diligence, consumer lending, and assessment; strong written and verbal communication skills; excellent customer service abilities.
  • Responsibilities and Duties: Evaluate loan applications, analyze credit reports, assess financial risks, and ensure compliance with lending policies.
  • Qualities and Traits: Detail-oriented, analytical, and adept at problem-solving; strong interpersonal skills are essential.
Due DiligenceConsumer LoanAssessorWritten and Verbal Communication SkillsConsumer LendingCustomer Service SkillsPersonal Loan
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Joshua Emmanuel Carreon

HR GeneralistTop Bank Philippines

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Working Location

8860 Lumiere Building, Sampaloc Street, San Antonio Village, , Makati, METRO MANILA, PH

Posted on 31 July 2025

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